Today, the Internet allows people to get loans easily and securely. That is why our Gost Finance project was created to find and select reliable online lenders in Sri Lanka. Recently, many people have faced unstable and unpredictable living conditions and found themselves in unexpected financial crises, waiting for the expected benefits. In such moments, when there are sudden and inevitable costs, many people for various reasons can not turn to friends and relatives. In this case, when you urgently need money for help, online loans come. On our site you will also be able to find useful loan recommendations and reviews of real people who have already taken out a loan, which will also be very useful.


Sri Lanka has a large number of non-banking institutions that provide online loans. Such companies have become very popular recently because they are faster and require less paperwork and documentation. Getting an online loan is much easier than applying for a regular bank loan, which can take several weeks, and the amount of money you need will be much less than you need. Although the maintenance fee at these facilities is higher, it is a small fee in emergencies such as medical expenses or urgent home repairs. The convenience and benefits of online lending can never be compared to a simple bank loan.

Instant cash loans

Borrowing online

Online credit in Sri Lanka is the most popular service right now. Due to the widespread use of mobile phones, the possibility of obtaining a quick loan online is often the only option for those who live far from the city center and are in dire need of cash, usually in small amounts. The convenience of online loans is second to none. The client can apply and get a loan online without leaving home. This is a big plus for those who do not want to use cash, but want to get a loan by bank transfer to the specified account number. Fast online loan in Sri Lanka is a quick process to get money!

Applied process

To apply for a loan online, you must be between the ages of 20 and 65 and have a regular income. If you meet these two basic requirements, choose a credit company and visit its website. Then register with your name and phone number, which will be confirmed by a one-time password. After that, just fill out the registration form, which will take no more than 5 minutes, and you only need to download one document - the National Identity Card (NIC). You will also need to upload your selfie image to the website. You will then need to enter your bank account details, which consist of the name of the bank, the branch of the bank and the account number you are going to use to credit the money. Your application will then be completed. The process of counting points

After your application is sent through the site, your data will be checked again and it will be sent to the queue for consideration. The whole process takes place online, after which the application will be checked by the company's manager.

Instant Credit Cash Easy Money 24 7 Hours Online

Verification process

One of the credit company's managers will then call you to verify the information you have provided. Immediately after the call you will be told whether you can get a loan or not. If a positive decision is made, the loan will be immediately credited to your account. This process will be even shorter if you have previously received and repaid a loan online in Sri Lanka. Although novice borrowers may be eligible for smaller amounts to start with, they don't even need to provide any evidence of assets or provide any collateral to get a quick online loan.

Although the process is very short and fast, which seems almost unrealistic, the transaction is still legal. Late repayment of the loan will lead to overdue payments and affect the overall credit rating. It is very important to read the terms of the loan online before taking a loan, otherwise you will find yourself in a difficult financial situation.

When applying for a loan online, you have access to features such as our calculator, which will tell you exactly how much you can borrow, what service fee and when you need to repay it. All terms and conditions are clearly available in several languages, as well as corporate contact details, which can be contacted in case of any doubts or clarifications.

Thanks to our site, people can quickly solve their financial problems. Anyone can choose the best offer from a credit company and take a cash loan or get an online loan to your bank account within 1 hour after submitting the application.

Here you can learn the loan amount, repayment amount, interest fees and repayment dates. This will help make the lending process transparent and convenient when he needs a quick loan.

Getting a Loan Online

Terms and Conditions

Before applying, you will need to choose a loan company and take the time to familiarize yourself with the terms of the loan. Featured loan companies on our website contain the terms of the loan on their website or in promotional materials. Take the time and read the contract carefully, if you have any questions - be sure to contact the service provider and ask about it. Never agree to terms you don't know or understand.

The terms and conditions generally include all applicable service charges, late fees and any other additional payments that you will need to pay to the lender that you will not be explicitly informed about. Thus, only after reading the terms of each lender, you will understand all the intricacies of the line of credit offered to you.

Documents and requirements for Fast Online Loans

Only valid ID required. No collateral, no pay slips or proofs of billing.

  • Borrower to be of legal age
  • Borrower to possess a valid national identity card
  • Borrower to possess a telephone number or email address
  • Regular source of income
  • Copies of salary slips (optional)

What are the requirements?

loan offer: online loans in Sri Lanka to bank account
loan amount: from Rs.15,000 to Rs.60,000
loan period: 122 days for first loan and 183 days for repeat loan
interest rate: 0.01-365%/year
loan decision: 5-30 min
age of borrower:22-55 years old
occupation: you have to be employed
location: Sri Lanka
what are the requirements: valid National ID - NIC, mobile phone and email

Disclosure of financial products and services

The following is all the contact information about all the presented credit companies in Sri Lanka on our website. The information includes the name of the Financial Institutions, address, phone number, email address, details of the registration certificate of the organization, the presence of a license from the National Financial Services Commission, min / max loan term, annual percentage and an example of calculating the cost of the loan.

Lotus Loan

Zephyr Solutions (Private) Limited Sri Lanka
address: 7, 1/1 Cotta Terrace, Colombo 00800
phone numbers: 0 117 821444
e-mail: This email address is being protected from spambots. You need JavaScript enabled to view it.
max APR: 240%
term: from 3 to 6 months
age range: 22-55


Consulting Services (Private) Limited
address: No 422/3, Galle Road, Colombo 03
phone numbers: +94 117 562 756
e-mail: This email address is being protected from spambots. You need JavaScript enabled to view it.
max APR: 216%
term: from 10 to 30 days
age range: 20-60


Fintechh Software Solutions Limited
address: N#321, Galle Road, Colombo 03
phone numbers: +94 117 877 555
e-mail: This email address is being protected from spambots. You need JavaScript enabled to view it.
max APR: 230%
term: from 3 to 6 months
age range: 22-55


Lendtech Lanka
address: 241, Dudley Senanayake Mawatha, Colombo 08
phone numbers: +94 117 463 100
e-mail: This email address is being protected from spambots. You need JavaScript enabled to view it.
max APR: 360%
term: from 3 to 6 months
age range: 20-60


FastRupee (Private) Limited
address: Access Towers, Union Place, Colombo 02
phone numbers: +94 117 749 444
e-mail: This email address is being protected from spambots. You need JavaScript enabled to view it.
max APR: 365%
term: from 3 to 6 months
age range: 20-60


Rapidlend (Private) Limited
address: No.04 Geethanjalee Place, Level 5, Colombo 03
phone numbers: +94 112 208 220
e-mail: This email address is being protected from spambots. You need JavaScript enabled to view it.
max APR: 220%
term: from 3 to 6 months
age range: 20-55