Cash Loan 24 Sri Lanka ᐈ Urgent, Online, Instant

Urgent Online Cash Loan Today in Sri Lanka Sinhala ✓Instant Cash up to Rs.50000 ✓Best Lenders for Quick Cash ✓Easy Apply for Fast Cash Loans

Loan Amount

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Loan Period

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Actuality of Information: 03.03.2023 7:00 | Information about the rates and conditions for a loan from a Sri Lanka Lenders is provided by the credit companies and banks or taken from public sources. Please check the terms and rates by calling the branches of the bank or credit company.

Lotus Loan Sri Lanka ᐈ Online Loan 40000 LKR
★★★★★ 4.91

payable

15150 Rs.

loan amount

15000 Rs.

commission

450Rs. 150 Rs.

first credit

1500-to40000 Rs.

re-loan

40000 Rs.

term

1-to180 days

rate

0.03 %
First Loan 0.01% Apply now Details
annual rate (APR): 3.5-12%
max. term: to 182 days
age: 22-55 age
first loan: to 0.01%/day
The loan is calculated as follows: Rs.30000 + 122 days+ Rs.18,274 [interest rate] = Rs.48,274 [total payment:]

lotusloan lk sri lanka loans

Pros:
+ All operations are performed online;
+ Takes not more than a day to get the money on your bank account;
+ Fully online process for you so that you can get money without extra travel;
+ Support: Facebook, WhatsApp, phone and email.
Cons:
- The minimum loan amount is Rs.15,000
- Support is not available: chat on the official website
Robocash Sri Lanka ᐈ Online Loan up to Rs.25000 for new client!
★★★★★ 4.75

payable

15150 Rs.

loan amount

15000 Rs.

commission

1950Rs. 150 Rs.

first credit

5000-to25000 Rs.

re-loan

60000 Rs.

term

1-to180 days

rate

0.13 %
First Loan 0.01% Apply now Details
annual rate (APR): 3.5-15%
max. term: to 180 days
age: 21-65 age
first loan: to 0.01%/day
The loan is calculated as follows: Rs.50000 + 180 days+ Rs.3,688 [interest rate] = Rs.53,688 [total payment:]

robocash lk sri lanka loans

Pros:
+ All operations are performed online;
+ Repay through your bank branch or with internet bank service;
+ In only 4 minutes you can receive up to Rs. 50,000 on your bank account;
+ Support: Facebook, WhatsApp, phone and email
Cons:
- First loan only up to Rs.25,000
- Support is not available: chat on the official website
LoanMe - Get Loans up to Rs.50000 in just 15 minutes
★★★★★ 4.5

payable

15150 Rs.

loan amount

15000 Rs.

commission

600Rs. 150 Rs.

first credit

8000-to18000 Rs.

re-loan

50000 Rs.

term

1-to180 days

rate

0.04 %
First Loan 0.01% Apply now Details
annual rate (APR): 3.5-14%
max. term: to 180 days
age: 20-60 age
first loan: to 0.01%/day
The loan is calculated as follows: Rs.25000 + 180 days+ Rs.15,500 [interest rate] = Rs.40,500 [total payment:]

loanme lk sri lanka loans

Pros:
+ Online loan up to Rs.50,000 in just 15 minutes;
+ Few easy steps to get loan for new customer;
+ Online instalment form of credit with comfortable repayment terms;
+ Support: Facebook, WhatsApp, phone and email
Cons:
- First loan only up to Rs.18,000
- Support is not available: chat on the official website
OnCredit ᐈ 0% for the first loan Rs.50000
★★★★☆ 4

payable

15150 Rs.

loan amount

15000 Rs.

commission

600Rs. 150 Rs.

first credit

5000-to50000 Rs.

re-loan

50000 Rs.

term

3-to183 days

rate

0.04 %
First Loan 0.01% Apply now Details
annual rate (APR): 3.5-16%
max. term: to 180 days
age: 20-55 age
first loan: to 0.01%/day
The loan is calculated as follows: Rs.5,000 + 121 days+ Rs.3,600 [interest rate] = Rs.8,600 [total payment:]

oncredit sri lanka loan

Pros:
+ Simple terms of granting loans, only through secure channels;
+ Fast issue of loans online 7 days a week, 24 hours a day;
+ No hidden fees, maximum transparency in the choice of the amount, term and date of loan repayment;
+ Support: Facebook, WhatsApp, phone and email
Cons:
- First loan only up to Rs.15,000
- Support is not available: chat on the official website
Fastrupee ᐈ Loan Online up to Rs.50000
★★★★★ 4.64

payable

15150 Rs.

loan amount

15000 Rs.

commission

600Rs. 150 Rs.

first credit

1000-to15000 Rs.

re-loan

50000 Rs.

term

1-to180 days

rate

0.04 %
First Loan 0.01% Apply now Details
annual rate (APR): 3.5-15%
max. term: to 183 days
age: 20-60 age
first loan: to 0.01%/day
The loan is calculated as follows: Rs.5,000 + 90 days+ Rs.4,500 [interest rate] = Rs.9,500 [total payment:]

fastrupee sri lanka loans

Pros:
+ Only valid ID required;
+ No collateral, no pay slips or proofs of billing;
+ Repay your loan on time and get up to LKR 50,000 on your next loans;
+ Support: Facebook, WhatsApp, phone and email
Cons:
- First loan only up to Rs.15,000
- Support is not available: chat on the official website
CashX Sri Lanka ᐈ Online Loans up to Rs.50000
★★★★★ 4.7

payable

15150 Rs.

loan amount

15000 Rs.

commission

600Rs. 150 Rs.

first credit

5000-to50000 Rs.

re-loan

50000 Rs.

term

10-to180 days

rate

0.04 %
First Loan 0.01% Apply now Details
annual rate (APR): 3.5-14%
max. term: to 180 days
age: 20-60 age
first loan: to 0.01%/day
The loan is calculated as follows: Rs.5000 + 10 days+ Rs.750 [interest rate] = Rs.5,750 [total payment:]

cashx lk sri lanka loans

Pros:
+ Online loan up to Rs.50,000 in just 15 minutes;
+ Simple and quick solution without leaving home in just 5 minutes;
+ Online instalment form of credit with comfortable repayment terms;
+ Support: Facebook, WhatsApp, phone and email
Cons:
- First loan only up to Rs.18,000
- Support is not available: chat on the official website
Fino Loan Sri Lanka ᐈ Get a online loan quickly to cover unexpected expenses to 100000 LKR
★★★★★ 4.5

payable

15150 Rs.

loan amount

15000 Rs.

commission

900Rs. 150 Rs.

first credit

3000-to20000 Rs.

re-loan

100000 Rs.

term

1-to120 days

rate

0.06 %
First Loan 0.01% Apply now Details
annual rate (APR): 3.5-12%
max. term: to 120 days
age: 20-60 age
first loan: to 0.01%/day
The loan is calculated as follows: Rs.20000 + 30 days+ Rs.9.600 [interest rate] = Rs.29.600 [total payment:]

Fino lk sri lanka loans

Pros:
+ All operations are performed online;
+ Takes not more than a day to get the money on your bank account;
+ Fully online process for you so that you can get money without extra travel;
+ Support: Facebook, WhatsApp, phone and email.
Cons:
- The minimum loan amount is Rs.3,000
- Support is not available: chat on the official website

What is a Cash Loan?

If you are wondering if I can get an instant cash loan today, then we will answer you - YES! Gost Finance Sri Lanka will help you get money fast because cash loan is the fastest way to get funds. Our service will be able to help you right now and give you a cash loan 24 Sri Lanka. And access to online banking will allow you to quickly and easily transfer money to your bank account. Gost Finance is a modern technological innovation in the financial sector that will make the process of obtaining a cash loan convenient and simple. So you can get a loan without commissions, hassle and problems. Online loan application online in just 5 minutes is completely confidential.

Cash loans online Sri Lanka

Most people who find themselves in an unforeseen financial situation realize that they need a small amount of money and instant cash loan in 1 hour in Sri Lanka. Emergencies can be different. For example, unexpected repairs to your washing machine or car, making urgent repairs to your home, or paying overdue bills.

If you decide to take a standard personal loan from a bank, then you need to understand that many banks can set a minimum loan amount of Rs.100000. And the process itself usually takes longer, which is quite inconvenient if you urgently need cash.

Cash loans online Sri Lanka is a loan agreement between a lender and a borrower for the purpose of issuing cash. In turn, the Borrower undertakes to pay interest on the initial amount of the online loan in cash on the appointed date. At Gost Finance Sri Lanka, we can offer urgent cash loan today in Sri Lanka that will quickly solve your financial problems and you will receive the money in your account on the same day after the application is approved.

Generally, all such easy cash loans in Sri Lanka are unsecured. This means that the lender bears a high risk in lending money to the borrower, as this loan does not have collateral to support the loan - the borrower's house or car. Therefore, Lenders of fast cash loans online must make sure that you can repay the loan so that there are no problems in the future.

Online cash loans from a lender may have an inflated rate compared to a bank and may be more expensive than some other forms of credit. But such a loan is ideal for those people who do not have a credit card or who do not want to use an overdraft with a constant commission.

Fast cash loans today may appeal to those borrowers who are not willing to go through the time-consuming process of applying to a bank in order to increase their credit limit. Therefore, if you urgently need cash, a cash loan will be the ideal solution to all your problems!

Consider the positive features of quick cash loans are:

  1. Minimal documentation required
  2. Comparatively low in value
  3. Quick approval loans
  4. No collateral required
  5. Short repayment period
  6. Higher interest

A cash loan is a certain amount of money that has been borrowed from a third party. This is usually a small amount that is repayable over a short period of time with interest. As a rule, such a loan is given for several weeks or months. Such instant cash loans are unsecured loans. This means that the borrower draws up the necessary amount on credit without collateral. Therefore, in the absence of collateral, the lender will ask for a higher interest rate. Therefore, if you find yourself in a situation where you urgently need money, and there is nowhere to take it, then do not be discouraged! You should not be ashamed if you are in financial trouble. Borrowing money will be the fastest and easiest solution for getting funds, especially if you don't have an emergency fund.

cash loan

Cash Loans Online: When should I take out a cash loan?

The main advantage of personal cash loans is a quick solution to money problems associated with unforeseen costs or expenses. Such a loan is convenient for those who want to take a payday loan. If you need quick cash loans today because your car has broken down and there is no cash to pay for the repairs, or you need a cash loan now to solve other important problems, then our website Gost Finance Sri Lanka can help you.

If you are unable to get to work or live your normal life due to lack of money, then instant cash loans will be useful for you, which will provide access to finances so that you can return to everyday life and not need money.

Instant cash loans online can also help pay for any one-time expenses. For example, who decides to purchase household appliances and apply for a cash installment loan to spread payments over several months, rather than pay all at once. Therefore, choosing a cash loan today can solve an unforeseen situation with a shortage of money.

Despite the fact that many people now choose a cash loan, you need to remember that you should only borrow the amount that you need now! This will give you a guarantee that you will solve your problem now and quickly. Well, do not forget that the more you borrow, the more you have to return in the form of interest.

Therefore, before applying, you should fully study all the conditions of a future loan and decide for yourself whether you can afford a cash loan. We hope that our tips will help you borrow cash quickly. You only need to apply for fast easy cash loans online.

A cash loan online Sri Lanka should be considered when you urgently need cash today. Because getting a personal loan will take you too long. In any case, you must understand that the reason for applying for a loan must be valid, not frivolous. Gost Finance Sri Lanka advises you to apply to our loan selection service so as not to contact your friends and family, asking them to lend you cash, and no one will know that you are in a difficult financial situation.

cash loan

What can I use my cash loan for?

You can use the cash loan for any purpose you want. You can have many different reasons for taking out a legit fast cash loans online. Usually people borrow money for the following reasons:

  • Friends or family are having a holiday and you don't have money for a gift
  • Repairs to your property that cannot be put off (electrical or plumbing problems, leaking roofs, etc.)
  • Various Unexpected Urgent Circumstances
  • Pay outstanding utility bills
  • Car or motorcycle broken down and need money for repairs
  • Buying new household appliances
  • Buying a smartphone or tablet
  • Repair of a broken thing
  • Loan for a wedding

As we have already written, you can apply for a loan for any purpose without any problems! The main condition is that it is required to make scheduled payments on time. And then quick cash loans can be useful in difficult times when you have a small problem with money.

Gost Finance Loans

How to get a cash loan 24 Sri Lanka from Gost Finance?

Getting an instant cash loan Sri Lanka Sinhala is very easy. To do this, you will need to study the proposed conditions for a loan from our partners and choose the most suitable for you. On our website, lending institutions offer instant lending services with various interest rates and repayment methods. Once you have chosen to make your choice of lender, you will need to fill out an application form on the site and provide the required information and documentation. The entire application process takes place online, giving you maximum convenience and ease of access. You don't have to go anywhere and go. You can apply at home, sitting on the couch. The lender will then evaluate your application and make a loan decision. If the application is approved and a positive decision is made on the loan, then the money will be credited to your bank account in a very short period of time. Agree that it is not difficult at all!

What do you need to get an instant cash loan?

As we said, the actual process of applying for a cash loan is quite simple, but requires minimal steps from you.

Usually, lenders make the following demands:

  1. The borrower must be over 18 or 21
  2. The borrower must have a regular source of income
  3. No need to provide pay slips or proof of income
  4. Mobile phone number must be registered in the name of the borrower
  5. Photo of your national ID.
  6. Photo of yourself (even a selfie will do) and

Having received this information, the manager of the company will check it by calling you by phone and will give you a decision to issue a loan or not, having studied your credit history. If your credit history satisfies the company, then your application will be approved, and after a few hours, you will receive cash.

Lender Loans

Choosing the Best Money-Lender

Currently, there are a large number of various credit companies that are ready to issue small cash loans. Such a large selection makes it difficult for many borrowers to choose the best lender. Lenders include not only banks and financial institutions, but also private and licensed credit companies offering the same services. Also on the lending market there are unlicensed, unregistered private companies and individuals who offer predatory lending services - usurers. We advise you to avoid them at all costs as they charge special interest rates and may use illegal debt collection methods.

What a borrower should pay attention to when choosing a lender:

  • License. The lenders who operate legally will be licensed by the Central Bank of Sri Lanka
  • Registered company. Any legally operating credit company must be registered as a credit company.
  • Reviews about a credit institution. We recommend that you check mentions of the lender on social networks and ask for customer reviews. Keep in mind that many people leave negative reviews online and positive ones are rare. So try to find testimonials from people you know in real life.
  • Terms and conditions. All conditions must be clearly stated. Avoid any lender that doesn't ask you to agree to the terms you read before you sign.
  • Loan interest rates. Try to find and choose the best lender who is willing to offer the lowest interest rate.
  • Convenience of using the service. Check out how easy it is to make payments. How quickly did you get the information from them. What are the options for adjusting the terms of the loan if you need help during the repayment period.

Cash Loans Personal Loans Woman

Cash Loans vs Personal Loans

Cash Loans

Personal Loans

Short application processing time Long application processing time
Minimum documentation required for a loan Many documents and certificates required for a loan
Short maturity Short and long maturity
No collateral is required from the borrower In different cases, collateral is required from the borrower
No guarantor is required for a loan A guarantor is required in different cases
Small loan amount Large loan available
High interest rates Low interest rates
The lender bears the risk The borrower bears the risk

How to improve your chances of getting a loan

How to improve your chances of getting a loan?

Before granting you a loan, any lender will examine your credit history to assess your ability to pay. The lender will be interested in whether you can be trusted and whether you can repay your loan in full and on time. If you have a bad credit history, you may be denied or approved, but for a smaller amount to start with. But don't worry! There are a couple of tips for you on how to improve your credit score:

  • You can borrow a small amount and repay it on time, thereby proving to the lender that you can be trusted and that you can increase the credit limit.
  • Close all your outstanding loans. This is especially true for credit card debt.
  • Check your credit history and try to pay off any outstanding payments.
  • If you have any late payments, try to make regular minimum payments on each of them.
  • We recommend using only 30% of the total credit limit available to you.

Angered girl looks at the phone

What happens if the loan is not repaid on time?

We do not want anyone to get into such a situation as the inability to repay a loan. But what if you realize you can't pay back your loan? First of all, you need to contact your lender and discuss the situation with them. If your lender can develop a newer payment plan for you, then you will be more able to repay the loan. Lenders such as Lotus Loan, Fast Rupee, OnCredit and others are always ready to negotiate payment methods in favor of possible debt repayment.

But what happens if you are completely unable to repay your instant cash loan? Most likely, the following events will await you:

  1. The interest rate and late fees will increase as you delay payments.
  2. Surely, after some time, the loan company will refer your case to a debt collection agency; these collection agencies will resort to more aggressive and sometimes unethical methods of collecting money.
  3. Your credit score will go down, which will affect your loans and finances in the future.
  4. The final stage of this process may culminate in a subpoena. Although it is likely that most lenders will not want to go down this path, preferring to receive payments later if possible and offer you a loan refinance

Instant cash loans

Instant cash loans are the perfect solution for anyone in financial difficulty. It is very important to remember that a loan should not be viewed as a normal form of financial assistance. You need to take a loan only when there is no other solution to financial problems.

If you find that you take out short term cash loans every month, then this indicates that you urgently need to reconsider your monthly expenses. One unexpected extra expense can bring your fragile financial situation into a state of collapse and leave you reeling. To prevent this from happening, read how to manage your budget in times of crisis and then financial problems will not affect you.

cash loan online sri lanka

Questions and Answers: cash loans online Sri Lanka

❶ How to get a Cash Loans in Sri Lanka ❓

Review all offers. Choose the best option among the presented credit institutions. Register on the website of the financial company and fill in the information in the fields of the questionnaire. Then agree to the terms of the Agreement and the Rules for granting a loan. After submitting the application, within 1-15 minutes you will receive an SMS message to the phone number and/or e-mail specified by you during registration, where you will be informed whether your application has been approved or rejected. Also, the status of the application can be seen in the Personal Account. If the loan is approved, the money will be transferred to the bank card you specified. Feel free to send applications for several proposals that interest you.

❷ How much money is available Payday Cash Loans Online in Sri Lanka ❓

Loan amount in credit organizations is available from Rs.1000 to Rs.60000 for up to 180 days. At the first application, the loan amount does not exceed Rs.30,000. at a rate of 0.01% per day. The loan amount in Sri Lanks banks is available from 1000LKR to 100000 LKR. at a rate of 0.12% per day.

❸ Who can get 24 Cash Loans Online now in Sri Lanka ❓

You can get a loan from any credit company if all conditions are met: You are over 18 years old; You are a citizen of Sri Lanks; You have a bank card or a current account in a Sri Lanks bank; Your mobile phone number is working; You have registered on the site.

❹ How can I get cash loans fast approval ❓

We need 50,000 rupees loan urgently! Ok! There are 2 options to receive money: online to credit card or a current account and cash at the branches of the company. Most lenders offer money transfer to your bank card, but if you need cash, you can always withdraw money from any ATM.

❺ What documents are needed to apply for a Cash Loans Online in Sri Lanka ❓

The set of documents for applying for a loan online is minimal. You will need: Holder of a valid Sri Lankan mobile phone number; Holder of a valid Sri Lankan national identity card; Sri Lankan Citizenship or permanent residency; Holder of a valid Sri Lankan bank account.

❻ How to repay Cash Loans ❓

There are 4 ways to repay a loan (payment methods):
  • on the company's website using a bank card (Visa/MasterCard) 24/7
  • ou can repay through Online card payment method. It’s safety, quickly and easy and also without any commission
  • Bank deposit. Using your internet bank or by ATM/CDM machines
  • Cargills Food City
  • Pay&Go kiosks

Disclosure of financial products and services

The following is all the contact information about all the presented credit companies in Sri Lanka on our website. The information includes the name of the Financial Institutions, address, phone number, email address, details of the registration certificate of the organization, the presence of a license from the National Financial Services Commission, min / max loan term, annual percentage and an example of calculating the cost of the loan.

Lotus Loan

Zephyr Solutions (Private) Limited Sri Lanka
address: 7, 1/1 Cotta Terrace, Colombo 00800
phone numbers: 0 117 821444
e-mail: This email address is being protected from spambots. You need JavaScript enabled to view it.
max APR: 240%
term: from 3 to 6 months
age range: 22-55

CashX

Consulting Services (Private) Limited
address: No 422/3, Galle Road, Colombo 03
phone numbers: +94 117 562 756
e-mail: This email address is being protected from spambots. You need JavaScript enabled to view it.
max APR: 216%
term: from 10 to 30 days
age range: 20-60

LoanMe

Fintechh Software Solutions Limited
address: N#321, Galle Road, Colombo 03
phone numbers: +94 117 877 555
e-mail: This email address is being protected from spambots. You need JavaScript enabled to view it.
max APR: 230%
term: from 3 to 6 months
age range: 22-55

Cashwagon

Lendtech Lanka
address: 241, Dudley Senanayake Mawatha, Colombo 08
phone numbers: +94 117 463 100
e-mail: This email address is being protected from spambots. You need JavaScript enabled to view it.
max APR: 360%
term: from 3 to 6 months
age range: 20-60

FastRupee

FastRupee (Private) Limited
address: Access Towers, Union Place, Colombo 02
phone numbers: +94 117 749 444
e-mail: This email address is being protected from spambots. You need JavaScript enabled to view it.
max APR: 365%
term: from 3 to 6 months
age range: 20-60

RoboCash

Rapidlend (Private) Limited
address: No.04 Geethanjalee Place, Level 5, Colombo 03
phone numbers: +94 112 208 220
e-mail: This email address is being protected from spambots. You need JavaScript enabled to view it.
max APR: 220%
term: from 3 to 6 months
age range: 20-55

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