Lotus Loan Sri Lanka ᐈ Online Loan 40000 LKR
★★★★★ (4.91) Reviews: 25 Lotus Loan Sri Lanka ᐈ Online Loan 40000 LKR

Lotus Loan Sri Lanka ᐈ Online Loan 40000 LKR

0-117-821-444 1500-40000 Rs. Apply now

Actuality of Information: 03.03.2023 7:00 | Information about the rates and conditions for a loan from a Sri Lanka Lenders is provided by the credit companies and banks or taken from public sources. Please check the terms and rates by calling the branches of the bank or credit company.

first credit, rate:
first loan, amount:
1500-40000 Rs.
max sum:
40000 Rs.
loan term:
1-180 days
percentage per day:
Calculate Commission

Loan Amount

Loan Period

1000 Rs.
1000 Rs.

Probability of approval *



Lotus Loan ➤ Get a loan online in Sri Lanka from Rs.1000 to Rs.50000. Receive the money into your bank account. Reviews. Loan conditions: how to take and repay a loan at Lotus Loan. ✓Registration ✓Enter your personal account ✓Application will take about 5 min


LOTUS LOAN is a service that helps you get financing for your plans or unforeseen events. If you need money right away - Lotus Loan can help you. Lotus Loan specializes in risk scoring systems that give us opportunity to look at each case with all due diligence in just a few minutes. Lotus Loan a leading online financial company and will be the perfect choice for you to have a fast, convenient, flexible and cost-effective financial solution. Lotus Loan apply online!

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Lotus Loan Terms and Conditions

✅ loan type:loan online to bank account
✅ loan amount:from 15 000 to 40 000 LKR.
✅ first loan:40 000 LKR.
✅ loan term: 1 - 182 days
✅ % rate per day for new customers: 0.01%
✅ % rate per day for repeat customers: 0.03%
✅ age of borrower: 22-55 years old
✅ you must be employed: yes
✅ loan decision: 5 min.
✅ loan extension: yes
✅ collateral or guarantor: not needed
✅ APR annual interest rate: 3.65-12%
✅ what you need to apply: only your NIC, mob. phone and email
✅ the Customer’s monthly income shall be equal to or more: 20000 LKR
✅ the Customer’s residential address is located within: Sri Lanka
  • percentage per day for new customers:0.01%
  • percentage per day for repeat customers:0.03%
  • Just 3 few Easy Steps to get Online Loan

    application form online

    1. Fill out the application form online

    Complete the application process in 5 minutes

    Wait for approval

    2. Wait for approval

    Get the results of the review the same day after completing the application through SMS.

    Get money

    3. Get money

    You’ll receive money in your bank account.

    The loan is calculated as follows*:

    Loan amount: RS 30.000
    Loan period: 122 days
    Consulting fee: RS 3.600
    Service fee: RS 13.920
    Interest rate (12%/year): RS 754
    Total payment: RS 48.274

    *the calculation is not final, check with the manager for exact information

    lotus loan sri lanka online loans

    Consequences of late/non-payment of a loan

    Interest shall accrue on a daily basis on the total unpaid principal of the Loan commencing from the Disbursement Date until the Loan is repaid in full based on the actual number of days elapsed. However, the Service Provider at its discretion may change the interest rate from time to time by Notice to Customer. For avoidance of doubt, interest shall be calculated on the Disbursement Date on total amount of the Loan granted to the Customer. In the event that the Customer has not repaid the full amount of Loan (including interest and any fee payables under the Loan agreement) within four (04) calendar days from Pay Day, the Customer shall be required to pay a Late Payment Fee of Sri Lankan Rupees Two Thousand (LKR 2,000/-) (“Late Payment Fee”) as calculated in terms of the Clause 4.7 Such Late Payment Fee is only applicable if the total amount of outstanding payment including principal, interest and all the fees is more than Sri Lankan Rupees Two Hundred and Fifty (LKR 250/-). read more

    Benefits of lending in Lotus Loan

    • revolving loan: yes
    • additional payment/fee for revolving loan: none
    • terms of the renewed loan: full repayment of the previous loan
    • You will receive the money into your bank account that you provided in the application form
    • Lotus Loan provides loans of up to 40,000 rupees on first use
    • Application will take about 5 min and you can do it on your smartphone or PC
    • Takes not more than a day to get the money in your account
    • You always know how much you need to repay
    • Lack of additional hidden commissions, payments, insurance, and first contributions
    • Fully online process for you so that you can get money without extra travel and hassle
    • Repay through your bank branch or with internet bank service

    Lotus Loan: phone, address, contacts

    financing name company: Zephyr Solutions (Private) Limited
    website: lotus.loan
    registration no.: PV00125704
    phone: 0-117-821-444
    e-mail: This email address is being protected from spambots. You need JavaScript enabled to view it.
    applications accepted: 24/7
    contact Center working hours: 8:30am-5:30pm, Monday-Friday
    legal address: 00800, Colombo, Sri Lanka, 7, 1/1 Cotta Terrace

    lotus loan sri lanka online loans

    Frequently Asked Questions about Lotus Loan

    ❶ How to get a loan ❓

    This is exactly what we offer – fully online process. You can apply online or call Lotus Loan.

    ❷ How much money is available on credit ❓

    You can get up to 40000 Rs. in Lotus Loan for 4 months or repay it earlier. You will be paying an equal sum each of those four months. It’s up to you how to spend this money. Lotus Loan helping you with any plan you have in mind to improve your life or to resolve a problem.

    ❸ What are the requirements from Lotus Loan ❓

    You have to be employed and be of the age between 22 and 55 years old.

    ❹ How do I get the money ❓

    You will receive the money into your bank account that you provided in the application form. Once your loan is approved, you will receive our decision via an SMS or Email, or sometimes both mediums. You also receive a call before the approval by our in house verification team that would assess and verify the information provided during the application process.

    ❺ What documents are needed to apply for a loan ❓

    Of the documents for the application, you only need a your NIC.

    ❻ In which regions does the company provide services? ❓

    Lotus Loan is open to all Sri Lankan’s island-wide regardless of their regions.

    ❼ How to pass photo verification ❓

    Photo verification is one of the ways to identify a person's identity. The goal is to prevent possible fraudulent activities using other people's personal data. The system will automatically check for compliance of documents with the person's identity. After the verification is completed, you will receive a notification that the process is complete.

    ❽ Can I get another loan ❓

    Yes, if you have successfully repaid your loan on time you can apply for a repeat loan. To apply for a repeat loan, you need to visit our website and go to our personal portal by clicking on the “Login” button, there you will be able to select a new amount and tenor of your choosing.

    ❾ How to repay and pay for a loan in Lotus Loan ❓

    Full information about repayment methods. There are 4 ways to repay a loan:
    • You can repay through Online card payment method. It’s safety, quickly and easy and also without any commission
    • Bank deposit. Using your internet bank or by ATM/CDM machines
    • Cargills Food City
    • Pay&Go kiosks

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    Lotus Loan Reviews:

    ★★★★★ (4.91) Reviews: 25

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    Persanal lone


    My loan coditions please send


    Please write comment


    Hi i need loan plz




    Ikmanta mata lone eka ganne puluwannda


    I won't to emergency cash because my medicine egent


    Kohomada labaganne


    Mata ikmnin lon eka ganna pulwanda


    Mata loan aka ganna puluwanda


    The website was very simple to use and easy to understand. I was able to fill in the application fast! Lotus Loan - you are the best!


    I was lucky and I got a loan!


    Ayadum paththtath kensal karanna






    සමාගම නිර්දේශ කළ යුතු කිහිප දෙනාගෙන් එකකි. අයදුම්පත් ඉක්මනින් සකසන අතර මුදල් සාමාන්‍යයෙන් එදිනම බැර කෙරේ. ප්රතිශතය ඉහළ නොවේ.


    Personal lone


    Lotus Loan යනු මම බොහෝ වාරයක් මුදල් ණයට ගෙන ඇති අතර කිසි විටෙකත් එහි ගැටලුවක් නොතිබුණි. වේගවත් හැරවුම් කාලය, පාරිභෝගික සේවා දෙපාර්තමේන්තුව සමඟ සම්බන්ධ වීම ඇත්තෙන්ම ප්රසන්නයි (මෙම ආකාරයේ ආයතනයක දුර්ලභත්වය).


    මෙය බැංකුවක් නොවේ, නමුත් ඉක්මනින් හා ගැටළු නොමැතිව! එබැවින්, ණය පිරිවැය තරමක් වැඩි වනු ඇත. නිසැක වාසිය නම් අයදුම්පත් සත්‍යාපනය කිරීමේ වේගය සහ අපගේ ගිණුමට මුදල් බැර කිරීමේ කාලයයි. මට නම්, 5+! ණයට ස්තූතියි!


    මම දිගුකාලීන ණයක් සොයමින් සිටි අතර මිතුරෙකු මට lotus loan නිර්දේශ කළේ එය පහසු නිසා සහ මගේ කාඩ්පතෙන් මුදල් ලබාගත හැකි බැවිනි. මම ඉල්ලීම සරලයි, ඊට අමතරව මට ප්‍රශ්න මාලාවක් නොලැබුණි. ඔබට ස්තුතියි!
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    සිට 50000 Rs.

    පළමු ණය සඳහා 0%

    තව පෙන්වන්න

    Lotus Loan
    Lotus Loan
    සිට 40000 Rs.

    පළමු ණය සඳහා 0%

    තව පෙන්වන්න

    සිට 25000 Rs.

    පළමු ණය සඳහා 0%

    තව පෙන්වන්න

    සිට 50000 Rs.

    පළමු ණය සඳහා 0%

    තව පෙන්වන්න