★★★★☆ (4.00) Reviews: 14

OnCredit ᐈ 0% for the first loan Rs.50000

oncredit.lk +94117811555 5000-50000 Rs. Apply now

Actuality of Information: 03.03.2023 7:00 | Information about the rates and conditions for a loan from a Sri Lanka Lenders is provided by the credit companies and banks or taken from public sources. Please check the terms and rates by calling the branches of the bank or credit company.

LOAN CONDITIONS

first credit, rate:

0.01%

first loan, amount:

5000-50000 Rs.

max sum:

50000 Rs.

loan term:

3-183 days

percentage per day:

0.04%

Details

Calculate Commission

Loan Amount

Loan Period

commission:

1000 ^Rs.

payable:

1000 ^Rs.

Probability of approval *

68%

Apply now

Description

OnCredit ➤Get a Quick Loan in 1 Day in Sri Lanka from Rs.5000 to Rs.50000. Apply today for an Instant Cash Loan. Reviews. Loan conditions: how to take and repay a loan at OnCredit. ✓Registration ✓Enter your personal account ✓Application will take about 5 min

CONTENT:

About us
Loan conditions
Loan benefits
The loan is calculated as follows
Consequences of late/non-payment of a loan
Contacts
Frequently Asked Questions
Reviews

About

OnCREDIT - Instant Fast online loans for all in Sri Lanka. OnCredit believes strongly in providing access to financial services to all communities in the country, regardless of their status. This will help you meet your needs for money when you need it most. OnCredit is guided by its core principles, committed to providing convenience and innovative financial solutions to customers in need. OnCredit operates openly and securely and has taken all necessary steps to protect your data that has been entrusted to us.

OnCredit terms and conditions

✅ loan type:	loan online to bank account
✅ loan amount:	from 5 000 to 50 000 LKR.
✅ first loan:	50 000 LKR.
✅ loan term:	1 - 183 days
✅ % rate per day for new customers:	0.01%
✅ % rate per day for repeat customers:	0.04%
✅ age of borrower:	20-55 years old
✅ you must be employed:	yes
✅ loan decision:	5 min.
✅ loan extension:	yes
✅ collateral or guarantor:	not needed
✅ APR annual interest rate:	3.65-12%
✅ what you need to apply:	only your NIC, mob. phone and email
✅ the Customer’s monthly income shall be equal to or more:	20000 LKR
✅ the Customer’s residential address is located within:	Sri Lanka

Just 3 few Easy Steps to get Online Loan

1. Fill out the application form online

Complete the application process in 5 minutes

2. Wait for approval

Get the results of the review the same day after completing the application through SMS.

3. Get money

You’ll receive money in your bank account.

APPLY NOW

The loan is calculated as follows*:

Loan amount:	RS 5.000
Loan period:	121 days
Consulting fee:	RS 0
Service fee:	RS 0
Payment/month:	RS 2867
Interest rate (12%/year):	RS 3600
Total payment:	RS 8.600

*the calculation is not final, check with the manager for exact information

Consequences of late/non-payment of a loan

The Customer shall be required to pay a Late Payment Fee of Rupees Thousand (Rs. 1,000/-) on the next succeeding day after the pay day, if the customer default in payment. provided that the total amount of outstanding payment including principal, late payment and interest. The Late Payment Fee shall be charged in the following manner: Firstly, the Late Payment Fee shall be charged on the succeeding calendar one (1) day after the Pay Day (Pay Day + 1 day); Secondly, the Late Payment Fee shall be charged on the succeeding six (6) calendar days after the Pay Day (Pay Day + 6 days), ... read more

Benefits of lending in OnCredit

revolving loan: yes
ext. revolving loan fees/fees: none
terms of the renewed loan: full repayment of the previous loan
You will receive the money into your bank account that you provided in the application form
OnCredit provides loans of up to 50,000 rupees on first use
Reliability & Economy - Simple terms of granting loans, only through secure channels
Application will take about 5 min and you can do it on your smartphone or PC
Fast issue of loans online 7 days a week, 24 hours a day
You always know how much you need to repay
No hidden fees, maximum transparency in the choice of the amount, term and date of loan repayment
Respect for each client, user-friendly interface and humane support. Getting a loan is easy
Repay through your bank branch or with internet bank service

OnCredit: phone, address, contacts

name company:	OnCredit (Pvt) Ltd
registration no.:	PV00232746
website:	www.oncredit.lk
phone:	+94117811555
e-mail:	This email address is being protected from spambots. You need JavaScript enabled to view it.
applications accepted:	24/7
contact Center working hours:	8:30am-5:30pm, Monday-Friday
legal address:	00300, Colombo 07, Sri Lanka, No. 106, Dharmapala Mawatha

Frequently asked questions about OnCredit

❶ How to get a loan ❓

This is exactly what we offer – fully online process. You can apply online or call OnCredit.

❷ How much money is available on credit ❓

You can get up to 9000 Rs. in OnCredit for 4 months or repay it earlier. You will be paying an equal sum each of those four months. It’s up to you how to spend this money. OnCredit helping you with any plan you have in mind to improve your life or to resolve a problem.

❸ What are the requirements from OnCredit ❓

You have to be employed and be of the age between 20 and 55 years old.

❹ How do I get the money ❓

You will receive the money into your bank account that you provided in the application form. Once your loan is approved, you will receive our decision via an SMS or Email, or sometimes both mediums. You also receive a call before the approval by our in house verification team that would assess and verify the information provided during the application process.

❺ What documents are needed to apply for a loan ❓

Of the documents for the application, you only need a your NIC.

❻ In which regions does the company provide services? ❓

OnCredit is open to all Sri Lankan’s island-wide regardless of their regions.

❼ How to pass photo verification ❓

Photo verification is one of the ways to identify a person's identity. The goal is to prevent possible fraudulent activities using other people's personal data. The system will automatically check for compliance of documents with the person's identity. After the verification is completed, you will receive a notification that the process is complete.

❽ Can I get another loan ❓

Yes, if you have successfully repaid your loan on time you can apply for a repeat loan. To apply for a repeat loan, you need to visit our website and go to our personal portal by clicking on the “Login” button, there you will be able to select a new amount and tenor of your choosing.

❾ How to repay and pay for a loan in OnCredit ❓

Full information about repayment methods. There are 4 ways to repay a loan:

You can repay through Online card payment method. It’s safety, quickly and easy and also without any commission
Bank deposit. Using your internet bank or by ATM/CDM machines
Cargills Food City
Pay&Go kiosks

APPLY NOW

OnCredit Reviews:

★★★★☆ (4.00) Reviews: 14

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Please write comment

Your Mark:

Mohammad Farhan Mohammad Ifthikar 23.03.2023

пишет:

Hi sir

★★★☆☆

R.p.suranga malaka 23.02.2023

пишет:

0751601541

☆☆☆☆☆

Lakshana 09.02.2023

пишет:

Emergency loan please

☆☆☆☆☆

Dulaj maduranga 06.02.2023

пишет:

Wahanaya nadaththu kirimata

☆☆☆☆☆

Rasika Hemantha 01.02.2023

пишет:

මට ණයක් ප්‍රතික්ෂේප කළ නමුත් මට Lotus Loan වෙතින් ණයක් ලබා ගැනීමට හැකි විය

★☆☆☆☆

Vinya Ariyaratne 17.12.2022

пишет:

Oncredit යනු ඔබ කලකිරීමට පත් නොවන ණයකි. සමාගමට ඉතා ඉහළ අනුමත අනුපාතයක් ඇත - එබැවින් ණයක් ලබා ගැනීම අපහසු නැත, මෙය තරමක් වැදගත් ය - සමහර විට ණය ලබා නොදෙන ණය සමාගම්වල ක්‍රියාකාරිත්වයේ තේරුම කුමක්දැයි මම කල්පනා කරමි! නමුත් Oncredit මෙහි සිටින්නේ අවශ්‍යතා ඇති පුද්ගලයින්ට උපකාර කිරීමටය, ණයක් ලබා ගැනීම අපහසු නැත, සහ ණය පිරිවැය ඉහළ නැත - ඔබ දන්නවා - සමාගම ණය මත උපයා ගත යුතුය, නමුත් මෙම දීමනාව ඉතා ලාභදායී බව මම විශ්වාස කරමි. කෙසේ හෝ විශ්වාසනීය.

★★★★☆

Sanjiwani 20.07.2022

пишет:

ණයක් ගන්න හොඳ තැනක්! මම සමාගම 5 ලෙස ශ්‍රේණිගත කරමි! අයදුම්පත ඉතා ඉක්මනින් සලකා බැලූ අතර එදිනම මගේ ගිණුමේ මුදල් තිබුණා!

★★★★★

Ewa 20.06.2022

пишет:

මම බෙහෙවින් නිර්දේශ කරමි! සෑම දෙයක්ම කළ යුතු පරිදි ක්රියා කරයි, සියලු පියවර පැහැදිලිව විස්තර කර ඇත. මට මෙගා ඔෆර් එකක්!

★★★★☆

Am sampath kumara 03.06.2022

пишет:

Plz loan me

☆☆☆☆☆

Mohammed safan 30.05.2022

пишет:

Lone

★★★★★

Kazim 15.03.2022

пишет:

I would never forget the time when OnCredit helped me during an emergency. I had fallen short of cash to pay for my mothers medical treatments, if not for OnCredit i would be in big trouble right now. Thank you so much!

★★★★☆

Azeem Abdu 11.03.2022

пишет:

In many instances i have borrowed funds from OnCredit, because my business is as such that i always fall short on working capital. I’m very thankful for the services offered to me, not to mention the convenience of obtaining a repeat loan.

★★★★★

Nayani Fernando 04.03.2022

пишет:

I was finding it very hard to manage paying bills in the end of each month, having service providers like OnCredit helped me ease my worries as their service is instant and it was easy for me to manage my expenses every month

★★★★☆

Janitha Perera 26.02.2022

пишет:

I'm so thankful for OnCredit, as I was falling short of money in hand mid-month. OnCredit helped me with a salary advance, the application and approval process was so easy.

★★★★★