Our service GostFinance will help you find and apply for an urgent payday loan in Sri Lanka in 15 minutes, without refusal and without leaving your home. We will help you quickly and safely get a loan online.
Online lending has gained immense popularity at the moment due to the ease with which you can get a loan online on a bank card without any special checks. A quick loan will help finance small debts, such as utility bills, medical care if you are sick and need money for medicines.
Gost Finance - the best lenders in Sri Lanka
What is an online loan?
Online loans are simply a financial service provided through a website or mobile application. Online lending has become very popular all over the world. By reducing the entire process of obtaining a loan to a few simple steps, services such as Gost Finance Sri Lanka have made it possible to obtain quick loans and short-term loans through online lending services. You can choose the best loan offer from our partners for free and apply online on our website Gost.Finance.
How does the online lending service work?
Online lending services work and work in a completely different way, whereas previously, loan applicants had to visit a bank branch, carefully fill out numerous forms and submit many documents. Online loan services are a much simpler concept of the whole process. Online lending services work by moving the entire loan application process to a virtual platform such as a website or mobile app. To apply for an online loan, applicants simply need to visit the website or mobile app and follow the step-by-step process, including uploading the required photos (no professional photos required - mobile phone photos only). This whole process takes less than 5 minutes, after which you will receive a confirmation phone call. If you find that you are eligible, you can receive cash immediately or at least within a few days.
What are the benefits of online loans for clients?
- You don’t need to fill out countless forms when you apply for an online loan. We require just a few details to be submitted on the website itself. The simplistic process on the website is just 6 steps where you can submit within just 5 minutes of your precious time.
- You don’t need to provide hard copies of any documents! We only require a photograph of yourself (a selfie) and one of your National Identity Card (NIC). Unlike traditional bank loans, the concept of online loans does not require you to hand over countless forms and documentation for your credit evaluation.
- There is no need to visit physical branches unlike when you apply for traditional loans. This is especially beneficial for loan applicants who live away from city centres, and especially so in the middle of a pandemic, because many people are hesitant to visit places these days. Since the whole process happens online, it is much easier to use and customer friendly where even a less technologically savvy person can easily use the platform easily.
- The entire process is very quick (application only takes a few minutes) so if you are looking for quick loans, online loan services are the way to go. As mentioned previously, you can easily get a loan from OnCredit as their process is just 6 steps, and all it takes is less than 5 minutes and your money will be in your account in under an hour.
- There is minimum need for any human interaction. If you are extremely introverted or are simply uncomfortable talking to strangers, online loans can be a godsend as there is less human interaction with you. The only human interaction you will have is through the verification process where you will have to get in contact with a human being on call for the verification process.
As you can see there are many different loan services in Sri Lanka. Depending on your requirements, you should choose which one would suit you best. There are also many different online services that provide unsecured loans, it is vital that you do a bit of research before you commit to or get their services.
FAQ - Loan Service
How do I get the money
You will receive the money into your bank account that you provided in the application form. Once we transfer the money we will inform you with an SMS.
It’s up to you how to spend this money. We are helping you with any plan you have in mind to improve your life or to resolve a problem.
Any prerequisites before applying for a loan❓
You won’t need to submit any personal documents. Just have the following details ready when you apply: Personal Information; Your bank account details.
Generally, once your loan is approved upon verification, within 2 hours your money will be credited to your Bank account provided in the application process.
You can check when your loan is due during the application process, or upon approval you will receive an email with the agreement attached which will state the loan due date. If you are still in trouble finding it, you may reach us through our general line or general email for details.