A personal loan will help provide you with the much-needed financial support at the right time when you are having financial problems. This can help pay off long-overdue utility bills, medical emergencies, down payments, give gifts to the family, or even go on a short vacation.
Of course, now many people refuse to get personal loans in Sri Lanka. The reason for the refusal is a complex application that will take several days to receive the money. You need to collect all the necessary documents: letters from your employer, copies of payrolls, and information about education.
Best Lenders for Easy Personal Loan
Lotus Loan to Rs.40 000
|Loan Amount||10000 - 40000 Rs.|
|Loan period||10 days to 122 days|
|Interest Rate||0.01 to 1% per day (max APR 12%)|
RoboCash to Rs.25 000
|Loan Amount||5000 - 25000 Rs.|
|Loan period||120 days to 180 days|
|Interest Rate||0.01 to 1% per day (max APR 180%)|
FastRupee to Rs.50 000
|Loan Amount||3000 - 50000 Rs.|
|Loan period||1 days to 180 days|
|Interest Rate||0.01 to 1% per day (max APR 365%)|
What is the loan term?
- Minimum loan term: 122 days
- Maximum loan term: 122 days for first loan
- Maximum loan term: 182 days for repeat loan
The loan is calculated as follows
- Loan amount: RS 30.000
- Loan period: 122 days
- Consulting fee: RS 3.600
- Service fee: RS 13.920
- Interest rate (12% / year) : RS 754
- Total payment: RS 48.274
Am I eligible for a loan?
- A citizen of Sri Lanka
- Residing in Sri Lanka
- Between the ages of 20 to 65 years old
- Currently employed or generating a steady income
And after all the steps, there is a high chance that you may be denied a personal loan, because most credit companies consider many factors in order to issue a loan (credit history, place of work, etc.). In addition to all this, the amount of money you need may not be available. This leads to the fact that such a loan attracts few people. Thus, personal loans are seen as the last chance to fix one's difficult financial situation.
Well, what if we tell you that it is very easy to get a personal loan in Sri Lanka thanks to GostFinance?
Easy Personal Loans from Gost Finance
We understand that everyone should have access to the opportunity to take a simple loan, given the current economic outlook in the country. More and more people are in need of financial assistance for various reasons and a quick loan is often their preferred choice. We offer the best online loan options in Sri Lanka from our partners. Check out the list of lenders and apply now. GostFinance - made quick and easy personal loans a reality!
How do we Provide Easy Personal Loans?
Gost.Finance Sri Lanka manages to offer their customers easy personal loans using a combination of mechanisms:
By offering online loans in Sri Lanka, we managed to completely eliminate the logistical barriers faced by people who want to get personal loans. Loan applicants do not need to visit a branch or a corporate office multiple times in order to apply for, and receive a personal loan. By shifting the entire operation to a virtual platform, we are able to deliver easy loans for our customers. This is especially valuable during a time such as now when we are amidst a pandemic and public transport and public spaces are high-risk areas. Furthermore, our user-friendly website is available in multiple languages and the entire application process can be completed within 6 simple steps in just a matter of minutes.
Most of our easy personal loans come in the form of unsecured loans. This enables us to offer really quick loans to our customers as we do not require extensive documentation and background checks to ascertain your eligibility. Therefore, the entire easy loan process takes a maximum of one day.
Any customer who faces any difficulties navigating our website or understanding our quick loans process, can contact us directly via WhatsApp or Facebook. Our customer service agents will prompt address your concerns and smooth out the entire process, making this easy personal loan process even easier.
In the past, getting a personal loan in Sri Lanka would never have been considered as easy. But now with technological advancements and market-oriented services, https://lk.gost.finance/en/ is delighted to offer easy personal loan services through online loans in Sri Lanka.
FAQ - Easy Personal Loan