Gost Finance - Online Loan Service in US for Quick Cash

Obtaining a loan makes anyone’s heart tighten a bit, thinking of all the hassle that they will have to go through during the loan application process. Even if it’s asking a friend or a family member to borrow some money it always makes you feel uneasy and uncomfortable. Especially when you get an emergency only for a few thousand dollars.

Introducing Gost Finance Sri Lanka - the perfect solution for consumer loan requirements.

GostFinance is a reputable quick online loan service in Sri Lanka that is now transforming the way of cash loaning on the island. Adopting the latest Fintech technologies to its systems and processes, it offers you many benefits that you can’t ever expect from a traditional bank or a financial institute, the service delivers fast cash loans for your money emergencies.

At Gost Finance, we understand that getting a loan from a bank is complex and cumbersome and sometimes very time consuming and does not help during an emergency. Moreover, not many people enjoy asking their friends and family for money as sometimes reasons that you need the money for, can be private. This is where GostFinance comes in to help you get a quick and easy loan online with ease and privacy at your fingertips.

What is Gost Finance?

We are a 100% online cash loan service in Sri Lanka that offers fast options to get a loan. Our service is way different from a traditional loaning scheme of a traditional bank or a financial institute.

From applying for the loan, submitting documents to approval and receiving money, we do everything online with a paperless process enabling our clients to enjoy a super simple loan application process. Even though it happens online, the processes are very secure and user friendly, so that anyone with less knowledge and experience with online technologies can easily navigate their way with GostFinance’s innovative website and registration process.

Applying for a online loan has never been easier before, as with Gost Finance, you can apply and get approval for your loan within half an hour, maximum.

GostFinance - How does it work?

Applying for a cash loan with GostFinance Sri Lanka is super easy. You can use GostFinance right from your home, office or holiday spot you are in as everything happens online. And it only takes 3 steps.

Step 1- Fill out the form

gost finance payday loan application form

Don’t worry it’s all online and way simpler than form filling in banks. All you got to do is visit gost.finance website and follow the instructions and the application process.

Step 2 - Wait for the review

Once you have completed the application process you will have to wait for it. Our team will get back to you with your application review for approval which is done within the same day. Before verification is done by humans, the application goes through a scoring process which checks for many different checks. Once the scoring is passed, the application then later on goes through the human verification process where different checks are gone through.

Step 3 - Receive the money

Get the money directly to your bank account online within a few minutes upon approval from Verifications. You will be asked to enter your Bank account details during the registration process to which the money will be deposited within a matter of minutes upon approval.

GostFinance Technology

At GostFinance we use the latest fintech technologies to help you with your cash loans fast. Our platform is specially built for a user-friendly interface with easy navigation so you could self-guide your way through the process with no issue. Plus, our automated platform enables us to review loan requests fast while ensuring the top security of your sensitive information and secrecy on your request.

Try gost.finance, the online loan service of choice in Sri Lanka for your next cash loan and experience the difference.

Conditions of Obtaining an Online Loan

online loane form gostfinance gost finance

When it comes to conditions of obtaining a loan, Gost Finance imposes very little to few conditions so that everyone can access the services of the company.

  • You have to be over the age of 18
  • Need to have an income source
  • Hold valid National Identification
  • Have an active bank account

Benefits of Getting a Loan at Gost Finance

There are many benefits associated with getting a loan from Gost Finance. A simple few are below;

Simple conditions and procedures for obtaining a loan

Minimum documentation required

We only need identity verification, address verification and income verification for the approval. These verifications are always done online.

Micro Loans

We offer a small amount of cash you need for small emergencies up to 20000 which can help you when you are in dire need of cash. Step by step you are able to increase your loan amounts. Each loan you get and pay up, helps you establish a good credit history and makes you available for a higher loan amount the next time you apply.

Simple Application Steps

GostFinance’s simple application steps allows you to obtain a loan without any delays or any sort of hassle. The whole process has only 6 steps which only requires you to enter your personal information along with attaching a valid identification document.

Step 1 - Goto the Gost Finance website and click on the Apply button for first time registrants

Step 2 - You will be asked to enter your full name and mobile number upon choosing the loan amount selected

Step 3 - Upon entering the name and the mobile number, by clicking on the apply now button you will be taken to the next steps of the application where you will be asked to enter your personal details, employment details, reference contact numbers.

Step 4 - Upon completion of the above steps, you will be asked to upload a valid national identification document and a selfie of your own.

Step 5 - At the final step, you will be asked to enter your own bank account details for which you will receive the funds.

Step 6 - Your application will be verified by our verification team and thereby will be approved and you will receive funds to your account.

Quick check and payout

24/7 Service

Apply for your loan anytime anywhere. Even in the middle of the night the platform is available for you to apply for a loan and you will have money in your bank within a few minutes of application, it is that convenient


You get complete transparency throughout the process. Your loan amounts and repayment amounts along with the dates are clearly mentioned throughout all the application steps.

Save time


The whole process happens online, so there is no documentation involved. The documentation will only have to be uploaded to the website during registration.

Fast Approvals

With Gost Finance you can receive the money within 15 to 30 minutes upon loan approval. Sometimes even less.


Offer flexible time duration to pay it back.

Our Best Lenders of Sri Lanka

0% for first loan
Lotus Loan

Lotus Loan to Rs.40 000

Loan Amount 10000 - 40000 Rs.
Loan period 10 days to 122 days
Interest Rate 0.01 to 1% per day (max APR 12%)

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RoboCash to Rs.25 000

Loan Amount 5000 - 25000 Rs.
Loan period 120 days to 180 days
Interest Rate 0.01 to 1% per day (max APR 180%)

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FastRupee to Rs.50 000

Loan Amount 3000 - 50000 Rs.
Loan period 1 days to 180 days
Interest Rate 0.01 to 1% per day (max APR 365%)

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What is the loan term?

  • Minimum loan term: 122 days
  • Maximum loan term: 122 days for first loan
  • Maximum loan term: 182 days for repeat loan

The loan is calculated as follows

  • Loan amount: RS 30.000
  • Loan period: 122 days
  • Consulting fee: RS 3.600
  • Service fee: RS 13.920
  • Interest rate (12% / year) : RS 754
  • Total payment: RS 48.274

Am I eligible for a loan?

You are eligible to apply for a loan if you are:
  • A citizen of Sri Lanka
  • Residing in Sri Lanka
  • Between the ages of 20 to 65 years old
  • Currently employed or generating a steady income

FAQ - Loans of Gost Finance

How do I get the money

You will receive the money into your bank account that you provided in the application form. Once we transfer the money we will inform you with an SMS.

What can I use the money for❓

It’s up to you how to spend this money. We are helping you with any plan you have in mind to improve your life or to resolve a problem.

Any prerequisites before applying for a loan❓

You won’t need to submit any personal documents. Just have the following details ready when you apply: Personal Information; Your bank account details.

How long does it take to receive the money from the loan application❓

Generally, once your loan is approved upon verification, within 2 hours your money will be credited to your Bank account provided in the application process.

When is my loan due❓

You can check when your loan is due during the application process, or upon approval you will receive an email with the agreement attached which will state the loan due date. If you are still in trouble finding it, you may reach us through our general line or general email for details.