How to get a loan online quickly in Sri Lanka?

Recently, many people have faced unexpected financial problems when they urgently need money. At times like these, when sudden and inevitable expenses arise, many are unwilling to turn to friends and family for help. It is in such a situation that online loans will help you and come to the rescue.

Loan Online Quickly - Best Lenders of Sri Lanka

0% for first loan
Lotus Loan

Lotus Loan to Rs.40 000

Loan Amount 10000 - 40000 Rs.
Loan period 10 days to 122 days
Interest Rate 0.01 to 1% per day (max APR 12%)

Apply Now

0% for first loan

RoboCash to Rs.25 000

Loan Amount 5000 - 25000 Rs.
Loan period 120 days to 180 days
Interest Rate 0.01 to 1% per day (max APR 180%)

Apply Now!

0% for first loan

FastRupee to Rs.50 000

Loan Amount 3000 - 50000 Rs.
Loan period 1 days to 180 days
Interest Rate 0.01 to 1% per day (max APR 365%)

Apply Now

What is the loan term?

  • Minimum loan term: 122 days
  • Maximum loan term: 122 days for first loan
  • Maximum loan term: 182 days for repeat loan

The loan is calculated as follows

  • Loan amount: RS 30.000
  • Loan period: 122 days
  • Consulting fee: RS 3.600
  • Service fee: RS 13.920
  • Interest rate (12% / year) : RS 754
  • Total payment: RS 48.274

Am I eligible for a loan?

You are eligible to apply for a loan if you are:
  • A citizen of Sri Lanka
  • Residing in Sri Lanka
  • Between the ages of 20 to 65 years old
  • Currently employed or generating a steady income

Convenience and simplicity

There are a number of non-banking institutions that provide online loans in Sri Lanka and they are usually preferred by customers due to the fact that applying for a loan here is quick and does not require many documents - How to Apply for a Loan. Getting an online loan is very simple than applying for a regular loan at a bank. After all, a bank loan can drag on for several weeks, and the loan amount will be small. The convenience and benefits of an online loan cannot be compared to a bank loan. This way you can get money quickly for emergencies such as medical expenses or urgent home repairs.

Loan online - from the comfort of your own home

An online loan in Sri Lanka is a service that is rapidly growing in popularity. Due to the high use of mobile phones, getting a quick loan online is often the only option for those who live far from the city center and are in dire need of cash, usually in a small amount. The convenience provided by online loans is unmatched. A client can apply for and receive online loans from the comfort of their own home. Due to the extremely short process of getting a quick loan online in Sri Lanka, it has never been easier. After all, you do not need to deal with cash, since the loan is issued by direct transfer of money to the specified account number.

How to get a loan online in Sri Lanka?

How to get a loan online in Sri Lanka?

Loan conditions

To apply for a loan online, you must be between the ages of 20 and 65 and have a regular income from work, either as an employee or self-employed. If you meet these two basic requirements, simply visit the website ( and register with your name and a valid phone number, which will be verified with a one-time password (OTP). After that, simply fill out the registration form, which will not take more than 5 minutes, and you only need to upload one document - your National Identity Card (NIC). In addition, you also need to upload your selfie image to the website. After that, you will be asked to enter your bank account details, which consist of the name of the bank, the branch of the bank, and the number of the account you are going to use to deposit money. After that, your application will be completed.

Making a decision on a loan application

Once your application has been submitted through the website, it will go through a series of checks. The whole process takes place online, after which the applicant will be checked by the company manager. As a rule, an employee of the credit company checks the information you provide.

After verification, the borrower will receive a message about the loan decision - whether he is eligible for a loan or not. If approved, the loan will immediately be credited to your account. This process will be even faster if you have previously obtained and paid a loan online in Sri Lanka. While first-time borrowers may be eligible for smaller amounts to get started, even they don't need to show any proof of assets or provide any collateral to get a quick loan online.

Although the process is very short and fast, which seems almost unrealistic, the transaction is still legal. Late loan repayments will result in late payments and affect your overall credit score. It is very important to read the terms and conditions of a loan/loan online before accepting otherwise you will be in financial trouble.

When applying for a loan online, you also have access to features such as our calculator, which will tell you exactly how much you can borrow, what the service fee is, and when you need to pay it off. All terms and conditions are clearly available in multiple languages, as well as corporate contact details to be contacted in case of any doubt or clarification.

Thanks to GostFinance's innovative approach to financing, our service will help anyone who wants to apply for a loan online who is in an emergency or in dire need of a cash loan. You will be able to receive a loan to your bank account within 1 hour after applying.

Our work is based on transparency, which allows clients to view their loan amounts, repayment amounts, interest charges and repayment dates, making the whole process transparent and convenient for the client when he needs a quick loan.

FAQ - Loan Online Quickly

How do I get the money

You will receive the money into your bank account that you provided in the application form. Once we transfer the money we will inform you with an SMS.

What can I use the money for❓

It’s up to you how to spend this money. We are helping you with any plan you have in mind to improve your life or to resolve a problem.

Any prerequisites before applying for a loan❓

You won’t need to submit any personal documents. Just have the following details ready when you apply: Personal Information; Your bank account details.

How long does it take to receive the money from the loan application❓

Generally, once your loan is approved upon verification, within 2 hours your money will be credited to your Bank account provided in the application process.

When is my loan due❓

You can check when your loan is due during the application process, or upon approval you will receive an email with the agreement attached which will state the loan due date. If you are still in trouble finding it, you may reach us through our general line or general email for details.