Quick Loans Online ᐉ Cash up to 50000 in Sri Lanka

You can get a Quick Loan in Sri Lanka at Low interest rates right now! Up to 50,000 rupees? Large selection of offers without refusal! ✓No Hidden Fees!

Loan Amount

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Loan Period

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Actuality of Information: 21.09.2022 10:00
Information about the rates and conditions for a loan from a Sri Lanka Lenders is provided by the credit companies and banks or taken from public sources. Please check the terms and rates by calling the branches of the bank or credit company. Their help desk can get you the answers you need.

💡 We recommend to complete the Maximum Number of applications, then you will increase your Chance to receive a Loan up to 100% ✅

Lotus Loan Sri Lanka ᐈ Online Loan 40000 LKR
★★★★★ 4.89

payable

15150 Rs.

loan amount

15000 Rs.

commission

450Rs. 150 Rs.

first credit

1500-to40000 Rs.

re-loan

40000 Rs.

term

1-to180 days

rate

0.03 %
First Loan 0.01% Apply now Details
annual rate (APR)
from 3.5 to 12%
max. term
to 180 days
age
22-55 age
first loan
to 0.01%/day
repeated loan
to 0,03%/day
The loan is calculated as follows:

30000 Rs. + 122 days + 18274 Rs. [Interest rate] = 48274 Rs. [settlement amount]

Loan amount: Rs. 30.000; Loan period: 122 days; Consulting fee: Rs. 3.600; Service fee: Rs. 13.920; Interest rate (12%/year): Rs. 754; Total payment: Rs. 48.274

Contacts:
Zephyr Solutions (Private) Limited Sri Lanka
address: 7, 1/1 Cotta Terrace, Colombo 00800
phone numbers: 0 117 821444
e-mail: info@lotus.loan
max APR: 12%
term: from 4 to 6 months
age range: 22-55
Pros:
+ Takes not more than a day to get the money in your account
+ You always know how much you need to repay
+ Fully online process for you so that you can get money without extra travel and hassle
+ Support via Facebook, WhatsApp and phone
Cons:
- Support is not available: chat on the official website
Robocash Sri Lanka ᐈ Free Loan up to Rs.25000 for new client!
★★★★★ 4.83

payable

15150 Rs.

loan amount

15000 Rs.

commission

1950Rs. 150 Rs.

first credit

5000-to25000 Rs.

re-loan

60000 Rs.

term

1-to180 days

rate

0.13 %
First Loan 0.01% Apply now Details
LoanMe - Get loans up to Rs.40000 in just 15 minutes
★★★★☆ 4.42

payable

15150 Rs.

loan amount

15000 Rs.

commission

600Rs. 150 Rs.

first credit

5000-to40000 Rs.

re-loan

40000 Rs.

term

1-to180 days

rate

0.04 %
First Loan 0.01% Apply now Details
Fastrupee ᐈ Loan Online up to Rs.50000
★★★★★ 4.6

payable

15150 Rs.

loan amount

15000 Rs.

commission

600Rs. 150 Rs.

first credit

1000-to15000 Rs.

re-loan

50000 Rs.

term

1-to180 days

rate

0.04 %
First Loan 0.01% Apply now Details

Where can I get a Quick Cash Loan online?

We've all been in a situation where we really needed quick cash. The growing number of bills and personal debts forces us to borrow money from somewhere. Reducing income and rising cost of living makes you look for a quick loan of money, despite the fact that no one wants to take money on credit, but life circumstances may turn out so that you need access to a quick loan service. If you enter the phrase "How to get a quick loan in Sri Lanka" into a Google search, we will see a large number of cash loan options. But how do you make the right choice? Where to start? Let us tell you in detail what you need to know if you urgently need a quick loan in Sri Lanka.

Such concepts as "fast" and "credit" were considered an impossible combination to get money in debt. Such a service as "issuing loans" was exclusively for large banks and financial institutions. But time does not stand still and the economy has changed so that even the richest people in the world are ready to take out a loan to finance their business. Therefore, now ordinary people, like us, have many options for how to get a quick cash loan.

Let's look at the pros and cons of a quick loan, as well as what options you have to get a quick loan.

To borrow money from friends or family

To borrow money from friends or family

Pros

  • If you urgently need money, your friends will rarely say no,
  • Money can be borrowed without interest.
  • You can get money quickly if they have cash at home or go to the bank.
  • No need to collect a lot of documents and apply for a loan

Cons

  • In the absence of a written agreement, misunderstandings with relatives may arise
  • If you don't repay the quick cash loan on time, there is a possibility of ruining relationships with family or friends
  • The person who decides to lend you money may feel obligated.
  • All your relatives or friends will be aware of your financial problem.

Output

This type of loan, such as - Loan from friends or family, is suitable for a small amount, and also if you have no other solutions to the problem and have exhausted all options. We recommend that you draw up a written agreement with witnesses in order to avoid misunderstandings in the future.

Get a loan from the Bank

Get a loan from the Bank

Pros

  • A bank loan is the easiest way.
  • Banks are trustworthy and therefore making a loan is 100% safe
  • All your financial problems are known only to the bank
  • At the bank you can get a cash loan for a large amount of money

Cons

  • Long processing of a loan. The process may take several days.
  • A large number of documents that need to be collected in order to get a loan. These can be letters from employers and proof of property.
  • You need a loan guarantor who will take responsibility for repaying the loan if you fail to repay the loan on time.

Output

A bank loan is ideal for those who need a large amount of money. It can be a planned large purchase of a car or real estate, for business development, for medical services, or used to refinance a loan.

Credit cards

Credit cards

Pros

  • Applying for a credit card is quick and easy.
  • No need to carry cash. Money is always with you.
  • A credit card is the fastest way to pay for goods and services on credit
  • You don't have to pay interest if you use interest-free installments
  • Large loan amounts available

Cons

  • The temptation to spend more than you can afford.
  • Restrictions on some operations.
  • There may be limits on the amount of cash withdrawals.
  • Credit card fees and charges can be very high.

Output

Credit cards are fine for those who can use them wisely. Credit cards increase your purchasing power and create the illusion that you have more money than you actually do. Studies have shown that people are more active in spending funds from credit cards, while it is psychologically more difficult for people to “part” with cash or funds on debit cards. To avoid accumulating debt, try to pay your bill monthly.

Overdraft

Overdraft

Pros

  • no requirements for the intended use of the loan provided
  • loan funds are available at any time
  • you can withdraw cash and write checks
  • No annual fees. You pay only when you use credit
  • Overdraft interest rates are usually lower than credit cards

Cons

  • To use the Overdraft, you need to have a current bank account
  • The owner may eventually forget that he is spending credit

Output

Ideal for official payments or emergency cash withdrawals. It will also be convenient for those who are sure that they will soon receive a payment that will be able to repay their loan. Suitable for those who want to take a quick cash loan during a difficult period.

Loan from loan sharks

Loan from Loan Sharks

Pros

There is only one plus - you can quickly get a loan without any documents

Cons

  • Loan Sharks may not stick to the original contract and increase interest over time
  • If you do not return the money on time, they may resort to violent means of collecting cash
  • Your loan is illegal because you received unofficially

Output

Loan Sharks - suitable for those borrowers who have a bad credit history and urgently need money. We recommend avoiding this type of loan.

As you can see, all the options that we have ranked have their own nuances in obtaining a loan. Which type of loan to choose - decide for yourself. Our GostFinas service offers a wide range of different loan offers. You can easily find the best conditions, apply for a loan and get fast online cash loans with minimal documentation and proof of required assets

What are quick online cash loans?

What are quick online cash loans?

Fast online cash loans are lending services offered by private non-bank organizations through a website or mobile application. Recently, this type of lending has become very popular and the number of people who want to take a quick loan has increased dramatically.

  • What can I get? You can get up to 50,000 Rs. for 4 months or repay it earlier. You will be paying an equal sum each of those four months.
  • What documents do I need to have to apply? Only your NIC.
  • What are the requirements? You have to be employed and be of the age between 22 and 55 years old.

The loan amount is available from 1,000 rupees to 50,000 rupees for up to 120 days.

GostFinance offers to study all offers and apply for a quick cash loan. Our partners guarantee that money will be credited to their bank account within 30-60 minutes.

The benefits of Quick Online Loans in Sri Lanka

Let's look at the benefits of fast online loans:

Online process

Online process

The application process is completely online, giving you the speed to get paid in an hour or less. With just a few clicks, you can get your money now. You will only need to fulfill all the conditions of the loan.

Quick process

Quick process

The registration and application process is so easy and simple that any borrower or person with minimal experience in technology can complete it. You don't even have to contact support.

Guaranteed Reliability

Guaranteed Reliability

If you have a good credit history, then we will give you 100% that your loan application will be approved. Therefore, you can easily get a quick cash loan. If you have a bad credit history, then even this will not prevent you from taking a loan. Credit companies are more loyal to their borrowers than banks.

Ease of use

Ease of use

You can apply for a loan even at night. Fast online cash loans can be taken online online, which means you don't have to go anywhere and save your time. This solution will help you get a loan without leaving your home.

Privacy

Privacy

Because you are taking out a loan from a financial company, your privacy is guaranteed. None of your relatives or friends will know that you have financial problems and you have taken a loan.

How do quick online cash loans work?

Quick online loans are so-called unsecured loans. What does this mean?

Unsecured loans do not require you as the borrower to provide any proof of your assets or the guarantor of the loan. Credit companies look at your credit history to decide if you can get a loan or not. This is important because the lender takes on most of the risk. Also, the borrower can get approval for a loan, but not for a large amount. Only after the borrower repays his first loan, he can get the next loan with an increased limit and a reduced interest.

How to get a quick cash loan online

How to get a quick cash loan online?

The speed and ease of quick online cash loans will depend on many factors, but basically the process itself boils down to these steps:

1. Choosing a good loan company

Perhaps the most important step in determining the credibility of a lender can be taken by looking at customer reviews and checking how transparent they are in their dealings. You want to avoid any quick online loan provider that doesn't detail their terms and conditions openly. For example, OnCredit.lk not only invites its customers to familiarize themselves with the terms and conditions at several stages of the application process, but also offers them in several languages.

2. Apply online for a loan

In most cases, you will be required to provide your national identity card and a photo of yourself. You will need to carefully fill in all the fields in the questionnaire, which will contain your personal data and the required amount and term of the loan. You will also need your bank account, where the money will be transferred. The whole process is completely online, so the application can be submitted on the website or in the mobile application

3. Callback

After filling out the application, the loan officer will definitely call you back to verify the authenticity and accuracy of the data you specified in the application form.

4. Decision making on the application

Once the manager has verified all your personal data, the loan officer will be able to check your credit history and decide whether to approve or reject your loan. You will also definitely receive an SMS or email notifying you that your loan request has been approved or denied. With a positive decision, you will receive a quick cash loan to your bank account instantly.

Summary

A couple of years ago, getting a quick loan online in Sri Lanka was almost impossible. But technological innovations have helped make the process of applying for a loan online over the Internet simple and easy. If you need a quick cash loan, you have nothing to worry about. Our Gost.Finance service will provide many options for you to choose from. You just have to choose the terms of the loan that suits you and apply online. We are pleased to provide a service that will be highly appreciated by thousands of Sri Lankans and will help them solve all their financial difficulties.

ast easy loan online apply now

Questions and answers: Quick Loans Online

❶ How to get a Quick Online Loans in Sri Lanka ❓

Review all offers. Choose the best option among the presented credit institutions. Register on the website of the financial company and fill in the information in the fields of the questionnaire. Then agree to the terms of the Agreement and the Rules for granting a loan. After submitting the application, within 1-15 minutes you will receive an SMS message to the phone number and/or e-mail specified by you during registration, where you will be informed whether your application has been approved or rejected. Also, the status of the application can be seen in the Personal Account. If the loan is approved, the money will be transferred to the bank card you specified. Feel free to send applications for several proposals that interest you.

❷ How much money is available Quick loans online in Sri Lanka ❓

Loan amount in credit organizations is available from Rs.1000 to Rs.60000 for up to 180 days. At the first application, the loan amount does not exceed Rs.30,000. at a rate of 0.01% per day. The loan amount in Sri Lanks banks is available from 1000LKR to 100000 LKR. at a rate of 0.12% per day.

❸ Who can get Quick Loans now in Sri Lanka ❓

You can get a loan from any credit company if all conditions are met: You are over 18 years old; You are a citizen of Sri Lanks; You have a bank card or a current account in a Sri Lanks bank; Your mobile phone number is working; You have registered on the site.

❹ How can I get Quick Loans today Sri Lanka ❓

We need 50,000 rupees loan urgently! Ok! There are 2 options to receive money: online to credit card or a current account and cash at the branches of the company. Most lenders offer money transfer to your bank card, but if you need cash, you can always withdraw money from any ATM.

❺ What documents are needed to apply for a Quick Loans in Sri Lanka ❓

The set of documents for applying for a loan online is minimal. You will need: Holder of a valid Sri Lankan mobile phone number; Holder of a valid Sri Lankan national identity card; Sri Lankan Citizenship or permanent residency; Holder of a valid Sri Lankan bank account.

❻ How to repay Quick Loans ❓

There are 4 ways to repay a loan (payment methods):
  • on the company's website using a bank card (Visa/MasterCard) 24/7
  • ou can repay through Online card payment method. It’s safety, quickly and easy and also without any commission
  • Bank deposit. Using your internet bank or by ATM/CDM machines
  • Cargills Food City
  • Pay&Go kiosks

Disclosure of financial products and services

The following is all the contact information about all the presented credit companies in Sri Lanka on our website. The information includes the name of the Financial Institutions, address, phone number, email address, details of the registration certificate of the organization, the presence of a license from the National Financial Services Commission, min / max loan term, annual percentage and an example of calculating the cost of the loan.

Lotus Loan

Zephyr Solutions (Private) Limited Sri Lanka
address: 7, 1/1 Cotta Terrace, Colombo 00800
phone numbers: 0 117 821444
e-mail: This email address is being protected from spambots. You need JavaScript enabled to view it.
max APR: 240%
term: from 3 to 6 months
age range: 22-55

CashX

Consulting Services (Private) Limited
address: No 422/3, Galle Road, Colombo 03
phone numbers: +94 117 562 756
e-mail: This email address is being protected from spambots. You need JavaScript enabled to view it.
max APR: 216%
term: from 10 to 30 days
age range: 20-60

LoanMe

Fintechh Software Solutions Limited
address: N#321, Galle Road, Colombo 03
phone numbers: +94 117 877 555
e-mail: This email address is being protected from spambots. You need JavaScript enabled to view it.
max APR: 230%
term: from 3 to 6 months
age range: 22-55

Cashwagon

Lendtech Lanka
address: 241, Dudley Senanayake Mawatha, Colombo 08
phone numbers: +94 117 463 100
e-mail: This email address is being protected from spambots. You need JavaScript enabled to view it.
max APR: 360%
term: from 3 to 6 months
age range: 20-60

FastRupee

FastRupee (Private) Limited
address: Access Towers, Union Place, Colombo 02
phone numbers: +94 117 749 444
e-mail: This email address is being protected from spambots. You need JavaScript enabled to view it.
max APR: 365%
term: from 3 to 6 months
age range: 20-60

RoboCash

Rapidlend (Private) Limited
address: No.04 Geethanjalee Place, Level 5, Colombo 03
phone numbers: +94 112 208 220
e-mail: This email address is being protected from spambots. You need JavaScript enabled to view it.
max APR: 220%
term: from 3 to 6 months
age range: 20-55

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